My Valentine

My little angel is now 17 months old. She is growing waaaay too fast ! Time slow down ! We did our annual Ruth’s Chris dinner for Valentine’s Day and of course this year, my baby decided to try to turn the place out ! She cried and fussed. The wait staff brought a portable dvd player with Finding Nemo playing on it and it distracted her until the food came. She then proceeded to eat 1/3 of our bone in filet. My daughter LOVES steak !

I hope everyone is well and that you had a great Valentine’s Day.


Ten Companies Which Cover IVF – the 411

1. Bank of America

Bank of America

Coverage: Unlimited

Bank of America is a winner when it comes to fertility benefits, providing unlimited services and no dollar limit on employees seeking fertility treatments. In all, around 2,500 employees, spouses or partners received coverage under the plan in 2016 alone. They were also one of the first to do so — all limits were removed from plans in 2011.

2. KKR


Coverage: Unlimited

Global investment firm KKR provides employees with unlimited benefits for fertility treatments. One note: In order to be eligible for the benefit, employees must have a consultation with an infertility support provider first.

3. Starbucks


Coverage: $20,000

Employees are limited to $15,000 medical, and $5,000 for fertility drugs. The neat thing about Starbucks is not necessarily how large the benefit is, but how widespread it’s distributed. In fact, all employees, including those who work part-time (at least 20 hours per week) are covered under the plan. According to company spokesmen Reggie Borges, Starbucks takes a lot of pride in providing its employees with fertility benefits.

4. Spotify


Coverage: Unlimited

The Swedish music streaming service is known for its great benefits and its fertility coverage is no exception. The company offers unlimited coverage of IVF, as long as patients can prove medical need.

5. Bain & Company

Bain & Company

Coverage: Unlimited

Bain & Company was called one of the best places to work by Glassdoor, and this may be why. The global management consulting firm provides unlimited IVF for females with male partners with medical necessity, reciprocal IVF for women without a male partner (When one woman undergoes treatment to create the embryos, while the other receives the embryo transfer) and donor sperm for women without a male partner, as well as coverage for egg freezing.

6. Facebook


Coverage: 4 cycles of IVF

The social media giant provides coverage for four cycles of IVF which covers both fresh or frozen cycles. They also cover pre-implantation genetic diagnosis (PGS testing) to genetically test embryos prior to implantation with IVF. The benefit is open to all employees (no pre-authorization required).

7. The Bill & Melinda Gates Foundation  

The Bill and Melinda Gates Foundation


Coverage: 4 cycles of IVF

In January 2017, the foundation began offering employees infertility treatment coverage. The company covers four cycles, and by the end of the third quarter more than three dozen employees had already taken advantage of the benefits at an average cost of $55,600.

8. Pinterest


Coverage: 4 rounds of IVF

Starting this year, Pinterest will offer its employees four rounds of IVF with no cap on amount, meaning each cycle is covered regardless of cost. The company will also cover the cost of egg freezing, and provide $5,000 for coverage of adoption and $20,000 in net benefits for surrogacy coverage.

9. Salesforce


Coverage: 3 cycles of IVF

Cloud computing company Salesforce provides three cycles of IVF to their employees with no maximum cost limit. They also provide coverage for PGS testing. Salesforce waives pre-authorizations and makes IVF benefits available to any employee, meaning it doesn’t have to be medically necessary for employees to be eligible.

10. Chanel


Coverage: Unlimited

Fashion mega-company Chanel provides its employees with unlimited access to IVF if employees demonstrate a medical need. Fertility IQ also ranks Chanel as the best within its industry in terms of fertility coverage because while a number of tech companies offer unlimited coverage of IVF, Chanel is one of the only companies in the fashion industry to do so.


Happy New Year 2018 !

Happy New Year 2018 !

Wishing all of my fellow bloggers and readers a very prosperous new year filled with life, light, love, health and wealth !

V & CGB ~


Merry Christmas – Santa Visit 2017

We took baby girl to the mall for the annual Photo with Santa.   Of course, this year we ended up with a ceying photo !  My baby did not want to sit on Santa’s lap !  She was chatting him up and smiling at him until she thought I was going to leave her and sat her on his lap.  They took 6 or 7 pics and this one, below, was the best… My mom and I also took a photo with her as well.


14 Months Old – The 411

My baby is 14 months old already! Where does the time go?

Here are a few Halloween and beach pics :


Thirteen Month Old – The 411

My angel turned 13 months old today !   

We celebrated with family and friends in Orlando this past weekend by throwing her second Safari Birthday Bash !! Here are a few photos of her party and day at Disney Animal Kingdom:


Beach Baby – The 411

We are finally back at our Fall/ Winter/Spring home.  Baby Girl is enjoying frolicking on the beach with her Grandmother and I.  

My daughter LOVES water ! She is not much of a fan of the sand shifting / sinking under her little feet.  She reaches for the waves and walks towards the ocean.

Yes, she is walking now !  She started 2 wks after her birthday.

We are on our way to Disney for the weekend to celebrate the baby’s first birthday.  We postponed due to family drama and then the hurricanes.  We are looking forward to meeting up with some friends who flew in for the weekend and having some fun.  I am hoping tje anticipated rain takes a turn and goes elsewhere.