Nineteen Months Old Today- The 411

My sweet girl is 19 months old today ! Where does time go?

She is as busy as ever and a ball of bubbly energy.

She is starting terrible twos already and her new favorite phrase is “no no no !”

My baby’s latest obsession is READING ! She is constantly shoving books under our noses to read to her ! We have started the Baby Can Read program and the challenge is getting her to sit for extended periods. We will continue until I get her conditioned to sitting. She had no problem sitting at preschool but at home with Mommy, it is different.

We are planning her 2nd birthday bash. The theme will be Tea for 2 ! We are taking her to London for 6 days and we will have high tea at the Ritz for her birthday. My mom, hubby, and a few of our friends are supposed to be going. I am putting the travel plans together now.

We are excited to do this with her. I decided against doing a birthday party for her annually because people always RSVP and do not show up. I would rather plan trips and make photo albums for her with all of memories to view when she is older.

This summer, we plan to take her to Costa Rica, Dubai, and hopefully can get to Tampa to Busch Gardens Africa before it gets hot.

We are looking for a lake house to purchase in Florida before Fall so that we can move there as our Winter residence because it is consistently warmer. It has been extremely cold the past few years during Fall and Winter and we have spent quite a bit of time in FL this year and fell in love with it.

Until next post….

Advertisements

Ten Companies Which Cover IVF – the 411

https://www.whattoexpect.com/news/preconception/companies-impressive-ivf-fertility-treatments-benefits/?xid=nl_YourDailyNewsletterfromWhattoExpect_20180107

1. Bank of America


Bank of America


Coverage: Unlimited


Bank of America is a winner when it comes to fertility benefits, providing unlimited services and no dollar limit on employees seeking fertility treatments. In all, around 2,500 employees, spouses or partners received coverage under the plan in 2016 alone. They were also one of the first to do so — all limits were removed from plans in 2011.


2. KKR


KKR


Coverage: Unlimited


Global investment firm KKR provides employees with unlimited benefits for fertility treatments. One note: In order to be eligible for the benefit, employees must have a consultation with an infertility support provider first.


3. Starbucks


Starbucks


Coverage: $20,000


Employees are limited to $15,000 medical, and $5,000 for fertility drugs. The neat thing about Starbucks is not necessarily how large the benefit is, but how widespread it’s distributed. In fact, all employees, including those who work part-time (at least 20 hours per week) are covered under the plan. According to company spokesmen Reggie Borges, Starbucks takes a lot of pride in providing its employees with fertility benefits.


4. Spotify


Spotify


Coverage: Unlimited


The Swedish music streaming service is known for its great benefits and its fertility coverage is no exception. The company offers unlimited coverage of IVF, as long as patients can prove medical need.


5. Bain & Company


Bain & Company


Coverage: Unlimited


Bain & Company was called one of the best places to work by Glassdoor, and this may be why. The global management consulting firm provides unlimited IVF for females with male partners with medical necessity, reciprocal IVF for women without a male partner (When one woman undergoes treatment to create the embryos, while the other receives the embryo transfer) and donor sperm for women without a male partner, as well as coverage for egg freezing.


6. Facebook


Facebook


Coverage: 4 cycles of IVF


The social media giant provides coverage for four cycles of IVF which covers both fresh or frozen cycles. They also cover pre-implantation genetic diagnosis (PGS testing) to genetically test embryos prior to implantation with IVF. The benefit is open to all employees (no pre-authorization required).


7. The Bill & Melinda Gates Foundation  


The Bill and Melinda Gates Foundation

 


Coverage: 4 cycles of IVF


In January 2017, the foundation began offering employees infertility treatment coverage. The company covers four cycles, and by the end of the third quarter more than three dozen employees had already taken advantage of the benefits at an average cost of $55,600.


8. Pinterest


Pinterest


Coverage: 4 rounds of IVF


Starting this year, Pinterest will offer its employees four rounds of IVF with no cap on amount, meaning each cycle is covered regardless of cost. The company will also cover the cost of egg freezing, and provide $5,000 for coverage of adoption and $20,000 in net benefits for surrogacy coverage.


9. Salesforce


Salesforce


Coverage: 3 cycles of IVF


Cloud computing company Salesforce provides three cycles of IVF to their employees with no maximum cost limit. They also provide coverage for PGS testing. Salesforce waives pre-authorizations and makes IVF benefits available to any employee, meaning it doesn’t have to be medically necessary for employees to be eligible.


10. Chanel


Chanel


Coverage: Unlimited


Fashion mega-company Chanel provides its employees with unlimited access to IVF if employees demonstrate a medical need. Fertility IQ also ranks Chanel as the best within its industry in terms of fertility coverage because while a number of tech companies offer unlimited coverage of IVF, Chanel is one of the only companies in the fashion industry to do so.

Beach Baby – The 411

We are finally back at our Fall/ Winter/Spring home.  Baby Girl is enjoying frolicking on the beach with her Grandmother and I.  

My daughter LOVES water ! She is not much of a fan of the sand shifting / sinking under her little feet.  She reaches for the waves and walks towards the ocean.

Yes, she is walking now !  She started 2 wks after her birthday.

We are on our way to Disney for the weekend to celebrate the baby’s first birthday.  We postponed due to family drama and then the hurricanes.  We are looking forward to meeting up with some friends who flew in for the weekend and having some fun.  I am hoping tje anticipated rain takes a turn and goes elsewhere.