Pandemic Move – The 411

Lakefront View

With everything going on in the world, can you believe I went on a house hunting trip ONLINE?

I have sorta grown tired of the beach after five years of snowbirding and two years of being there year round. For the past few years, I have been dreaming of buying a sprawling lakefront house in a warmer climate to spend the Fall through Winter in. It has become increasingly colder at the beach during Fall/Winter. It actually snowed and had ice storms last year THREE times ! I could stay in NYC if I want to be cold all Winter.

2020 has been a year of the JUMP for me. I have jumped out on faith and put forth effort to do things I had shelved. 2020 represented reflection of the past and perfect and clear vision of the future. With the devastation of the pandemic, it was clear that life is promised to none and it is a time for action.

I hired a realtor in two different states of interest and put them to work finding the perfect dream lake house for our little family. My kiddo has been so excited ! I think having a pool and setting her playroom back up is what excites her most, lol.

After viewing several listings, I opted for one area over the other, mainly because it is much warmer, climate wise, in one locale, which was my main reason for wanting to find a seasonal home. One Sunday, the realtor sent some listings that had me jumping up and down ! Finally, we were on the same page. I selected five homes on the list and put them in order based in which I liked most. I started with #2 because I had hoped they would come down off the price, but they would not and wanted to sell with the furnishings, which I do not want nor need. I then went with #3 because of the price point, although my heart really wanted #1 but it was much more expensive, but nearly the same size as the others. I had the house inspected but was not happy with the list of minor repairs needed plus one major one. I walked away and pulled my offer off of the table. I then prayed and sought God for guidance and in my spirit, I felt that house #1 was THE ONE and meant to be for me. I sent a late night text to the realtor and said I want to put an offer on house #1 but I want to offer $10k less than what they want for it and also I do not want the furniture.

The homes in this neighborhood are a lot of vacation rentals. It is an exclusive gated, resort style community. Most homes are sold with furniture. Fast forward to the next day, MY OFFER WAS ACCEPTED !!! I called the home inspection company back and told them that I had changed my mind and want to go with a different home. They scheduled an inspection and all was well. We had a few minor things to repair, but they were easy fixes. When the appraisal was done, the house was being offered for sale over value. Because people are buying homes at record levels, the owners are jacking the prices up but then having to adjust them after the appraisal comes in ! The owners dropped the price down to $1000 over appraisal and I accepted. I closed on the house two days before Thanksgiving and even got $4000 back at closing. I am having the house painted prior to the movers arriving, so that was a perfect surprise!

Things have been going great with my new transportation and logistics company so I am in the processing of scaling the business up. I applied for a loan to buy three more trucks for the fleet and was approved and will also be speaking to my bank today about an SBA loan. We are looking to go after government contracts, so that SBA loan will definitely come in handy to grow the fleet to 10-12 trucks.

I am excited to start this new chapter of my life and am grateful to God for how seamless all of this has been. I feel like God is smiling on me and everything I am doing. I have had no real snags and things have been falling into place.

I am starting my search for a surrogate again and hopefully can find someone who will carry for me so that my daughter can have a sibling. She has been asking for a baby for months now, but she is so jealous, I am not sure how that will work lol.

This time next week, the movers will be almost there to deliver the contents of 5 storage units and we will be officially moving into the new house.