Ten Companies Which Cover IVF – the 411

https://www.whattoexpect.com/news/preconception/companies-impressive-ivf-fertility-treatments-benefits/?xid=nl_YourDailyNewsletterfromWhattoExpect_20180107

1. Bank of America


Bank of America


Coverage: Unlimited


Bank of America is a winner when it comes to fertility benefits, providing unlimited services and no dollar limit on employees seeking fertility treatments. In all, around 2,500 employees, spouses or partners received coverage under the plan in 2016 alone. They were also one of the first to do so — all limits were removed from plans in 2011.


2. KKR


KKR


Coverage: Unlimited


Global investment firm KKR provides employees with unlimited benefits for fertility treatments. One note: In order to be eligible for the benefit, employees must have a consultation with an infertility support provider first.


3. Starbucks


Starbucks


Coverage: $20,000


Employees are limited to $15,000 medical, and $5,000 for fertility drugs. The neat thing about Starbucks is not necessarily how large the benefit is, but how widespread it’s distributed. In fact, all employees, including those who work part-time (at least 20 hours per week) are covered under the plan. According to company spokesmen Reggie Borges, Starbucks takes a lot of pride in providing its employees with fertility benefits.


4. Spotify


Spotify


Coverage: Unlimited


The Swedish music streaming service is known for its great benefits and its fertility coverage is no exception. The company offers unlimited coverage of IVF, as long as patients can prove medical need.


5. Bain & Company


Bain & Company


Coverage: Unlimited


Bain & Company was called one of the best places to work by Glassdoor, and this may be why. The global management consulting firm provides unlimited IVF for females with male partners with medical necessity, reciprocal IVF for women without a male partner (When one woman undergoes treatment to create the embryos, while the other receives the embryo transfer) and donor sperm for women without a male partner, as well as coverage for egg freezing.


6. Facebook


Facebook


Coverage: 4 cycles of IVF


The social media giant provides coverage for four cycles of IVF which covers both fresh or frozen cycles. They also cover pre-implantation genetic diagnosis (PGS testing) to genetically test embryos prior to implantation with IVF. The benefit is open to all employees (no pre-authorization required).


7. The Bill & Melinda Gates Foundation  


The Bill and Melinda Gates Foundation

 


Coverage: 4 cycles of IVF


In January 2017, the foundation began offering employees infertility treatment coverage. The company covers four cycles, and by the end of the third quarter more than three dozen employees had already taken advantage of the benefits at an average cost of $55,600.


8. Pinterest


Pinterest


Coverage: 4 rounds of IVF


Starting this year, Pinterest will offer its employees four rounds of IVF with no cap on amount, meaning each cycle is covered regardless of cost. The company will also cover the cost of egg freezing, and provide $5,000 for coverage of adoption and $20,000 in net benefits for surrogacy coverage.


9. Salesforce


Salesforce


Coverage: 3 cycles of IVF


Cloud computing company Salesforce provides three cycles of IVF to their employees with no maximum cost limit. They also provide coverage for PGS testing. Salesforce waives pre-authorizations and makes IVF benefits available to any employee, meaning it doesn’t have to be medically necessary for employees to be eligible.


10. Chanel


Chanel


Coverage: Unlimited


Fashion mega-company Chanel provides its employees with unlimited access to IVF if employees demonstrate a medical need. Fertility IQ also ranks Chanel as the best within its industry in terms of fertility coverage because while a number of tech companies offer unlimited coverage of IVF, Chanel is one of the only companies in the fashion industry to do so.

Beach Baby – The 411

We are finally back at our Fall/ Winter/Spring home.  Baby Girl is enjoying frolicking on the beach with her Grandmother and I.  

My daughter LOVES water ! She is not much of a fan of the sand shifting / sinking under her little feet.  She reaches for the waves and walks towards the ocean.

Yes, she is walking now !  She started 2 wks after her birthday.

We are on our way to Disney for the weekend to celebrate the baby’s first birthday.  We postponed due to family drama and then the hurricanes.  We are looking forward to meeting up with some friends who flew in for the weekend and having some fun.  I am hoping tje anticipated rain takes a turn and goes elsewhere.

First Birthday -The 411


My little Queen is ONE YEAR OLD !!!
We started our day in new pjs and having breakfast.

I ran out to pick up her baked goodies for the party and then to pick up my nieces and nephew.

My niece does event decor so she designed and decorated for baby girl’s safari themed birthday bash (part one).

Next we took the party to  two bedroom suite at the Embassy Suites for a pool party and sleepover.

Baby Girl had a blast playing with her cousins and friend. 

This morning we came home and my sister haf prepared a huge breakfast for everyone and we are now trying out different sippy cups since bottles now have to go bye bye for good.

My baby is not so much a baby anymore !

Happy Birthday CGB !!

Fifty-Two Weeks -The 411

Tomorrow, my little Queen will be ONE YEAR OLD !!!!!

We have made it a whole glorious year.  I can not believe a year has passed.  

She has grown into a beautiful little spirit. She has the right balance of sweet and fiesty. Lol.  

I can not wait to kick off the celebration which will culminate with a trip to Disney’s Animal Kingdom with my whole family !!

I am beyond blessed to be the Mommy of this little angel.  She is definitely my mini me. 

Forty-Nine Weeks Old – The 411


Can you believe in 3 short weeks, my little angel will be a year old?

Wow ! Where had the time gone?

I still have not found a surrogate who can carry for me.  I so want another baby ! I have had a few dreams that baby girl had a baby brother and I can see the face so clearly.  I am not certain if that is God trying to tell me something or not…. 

My daughter is a handful all on her own so we are good for right now ! 

I am trying to learn how to control her little temper without having to resort to popping her legs or hands.  No means absolutely nothing to her ! This baby is soooooo me ! Lol. 

Eleven Months Old – The 411

Can you believe that it has been eleven months since I was sent to the hospital, straight from my 36 week MFM and OB appointment, to prep for a cesarean birth of this precious angel?

Eleven months ago !!

I am still trying to wrap my mind around the fact that I have a baby girl.  She is a culmination of my every dream come true. It still feels surreal.  

I lie still at night in the wee hours and watch her sleep.  I sit in awe of God’s grace and His gift to me.

My daughter has met and exceeded all expected milestones, despite being born a month early.

She will soon be walking unassisted.  The only thing she has not gotten yet is teeth.  For a baby who has been teething since two months old, I fully expected to see two teeth spring up on the bottom by now, but no such luck. Teeth will poke through the gums when they are good and ready. 

Babies look so funny when teeth start coming in anyway so I should be more patient.

I still can not believe that in a month I will be celebrating my daughter’s first birthday. One whole year ! Unbelievable.